Secure Up to $250,000
at 0% Interest.

You can absolutely attempt to do this yourself — plenty of people try. The challenge is that banks rely on data points that aren't publicly documented, and without access to 3-bureau business credit reports it's hard to see what's actually weighing your file down. Application order matters more than people realize (Chase, for example, is sensitive to recent Capital One inquiries), and spacing rules between applications — typically 14 or 21 days depending on the issuer — aren't published anywhere. When it comes time to liquidate credit into working capital, our institutional channels run 3–6% versus the 20–35% most DIY routes end up paying. We've already made every mistake worth making, so our clients don't have to.

No impact — and often a net positive. We sequence applications across different bureaus to avoid the compounding hard pulls that hurt most DIY attempts, and after each round we work to have those inquiries removed so your file ends the process looking essentially the same as when you started. In most cases, the personal profile optimization we do up front actually lifts scores by 15–20 points by the time we're done.

Round one typically runs 30–90 days end to end. Here's how that breaks down: about 48 hours for the bankable scan, 30–45 days of credit optimization (if your profile needs it), 30–60 days for sequencing and approvals, and 7–14 days for liquidation and deployment. This isn't fast funding — it's a methodical process built to protect your bankability for future rounds. If you need cash within the week, we're probably not the right fit.

Most clients secure between $50,000 and $150,000 in round one. The exact amount depends on your credit score, profile optimization, and the sequence we build for you — we'll give you a realistic estimate on the first call. Round one is rarely the ceiling, though: 1–2 months in, round two typically runs $100,000 to $250,000, and round three and beyond can reach $200,000 to $500,000+. Round two approvals are usually 2–3x larger because banks treat round-two clients differently — you've already proven you can carry the limits, pay on time, and move real money through your accounts.

Having a registered LLC helps and improves approval odds. If you don't have one, we'll guide you through the setup process as part of onboarding.

After round one closes, the work shifts to setting up round two. We coach you through the behaviors that quietly raise your standing with each bank: how to pay in ways that maximize internal scoring, how to redeploy deposits to trigger relationship multipliers, how to manage utilization so accounts stay warm, and when exactly to request limit increases. Run that playbook for 1–2 months and you're ready for the bankable scan again — round two approvals usually come in at 2–3x round one, because at that point banks see a track record they want more of.

Only after you receive approved funding. There are no upfront costs. We work on your behalf and collect our fee when we deliver results — so we're fully incentivized to get you funded.