Terms of Service

Last updated: April 21, 2026

Welcome to Zelos Capital. By accessing our website or using our services, you agree to these Terms of Service. Please read them carefully.

1. Services

Zelos Capital provides business funding consultation services, including:

• Credit optimization guidance
• Business funding strategy
• Bank application sequencing
• Personalized funding blueprints

We are not a lender. We provide strategic guidance to help business owners secure funding through legitimate channels.

2. No Guarantees

While we have a strong track record of success, we cannot guarantee specific funding amounts or approval outcomes. Funding approval depends on many factors outside our control, including:

• Your credit profile and history
• Lender requirements and criteria
• Market conditions
• Your business profile and revenue
• Information accuracy you provide

3. Eligibility

To use our services, you must:

• Be at least 18 years old
• Own a legitimate business or be in the process of forming one
• Provide accurate, truthful information
• Have legal authority to enter into contracts

4. Your Responsibilities

You agree to:

• Provide accurate and complete information
• Follow recommended strategies and guidance
• Maintain confidentiality of any proprietary information shared
• Use our services for lawful purposes only
• Not misrepresent your financial situation to lenders

5. Payment Terms

Payment terms will be outlined in a separate service agreement prior to engagement. All fees are disclosed upfront. We do not charge fees until after your funding is secured, unless otherwise agreed in writing.

6. Intellectual Property

All content on our website, including text, graphics, strategies, and materials, is the property of Zelos Capital and protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.

7. Confidentiality

We treat all information you share with us as confidential. We will not disclose your information to third parties without your consent, except as outlined in our Privacy Policy.

8. Limitation of Liability

To the maximum extent permitted by law, Zelos Capital shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services. Our total liability is limited to the amount you paid for the specific service in question.

We are not responsible for decisions made by lenders, changes in lending criteria, or outcomes outside our direct control.

9. Not Financial or Legal Advice

Our services provide strategic guidance on business funding. We are not licensed financial advisors, attorneys, or accountants. For specific financial, legal, or tax advice, please consult with appropriate licensed professionals.

10. Termination

Either party may terminate the service relationship with written notice. Upon termination, you remain responsible for any fees incurred prior to termination.

11. Refund Policy

Refund policies, if applicable, will be detailed in your service agreement. Due to the nature of our consultative services, refunds are generally not available once work has begun.

12. Governing Law

These Terms are governed by the laws of the United States and the state in which Zelos Capital operates. Any disputes will be resolved through arbitration or in the appropriate court of jurisdiction.

13. Changes to Terms

We may update these Terms from time to time. Continued use of our services after changes constitutes acceptance of the updated Terms.

14. Contact

For questions about these Terms, contact us at:

Email: don@zeloscapital.net
Website: zeloscapital.net